At FBT Mortgage (FBTM), we offer the best mortgage tools available on the Internet. Our site is designed to be easy, convenient, and secure with valuable information about your mortgage process and our loan programs. We feature numerous resources, including calculators and checklists, to assist you. Most of all, you can count on the experience of our loan officers that are responsive to your needs and will guide you through the process of getting the right loan that meets your specific needs.
Purchasing a new home? Congratulations! Whether this is your first home, you are moving up or scaling down, or if you are moving to a new neighborhood, there are many important things to consider throughout the process. If you are a first-time homebuyer, you are likely to need a little more help in understanding the homebuying process. FBTM professionals will be there with you along your home purchase journey.
Building that dream home? Building a new home can be a dream come true if done right. You will be working with an architect or designer, mortgage and construction lender, contractors, inspectors, appraisers, and more. That's where experience matters and FBTM can help guide you through the process saving you time and money! FBTM partners with First Bank and Trust (their parent company) to get you from house plans to housewarming.
Refinancing your mortgage loan? If you're paying a high-interest rate, have an Adjustable Rate Mortgage (ARM), or a balloon note coming up, this may be the time to consider refinancing. Our mortgage professionals can help you to determine if refinancing is a good option. Refinancing can lower your payment, shorten your term, and get you a lower rate. Find an FBTM loan officer to get started on your refinance.
Want access to your home equity? If you need the equity from your house for remodeling, paying off other debt, paying for a child's tuition, or any other financial need, a cash-out refinance may be a good option. Contact one of our loan officers to assist you.
Ready to get started? Start by finding a loan officer and then discover how easy our online application process is for prequalification. Our online application is secure, simple, and conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check your loan status at your convenience - all online and accessed through a login and password you create.
FBTM's mortgage loan officers are experienced and ready to work with you on your loan application. They will carefully listen to your needs and guide you through the entire process. Whether you are purchasing, refinancing, building or buying your lot, we're ready to help you now.
Your first step in purchasing a home is getting pre-qualified. This gives you the confidence of choosing the right home at a price point that fits your budget. We're ready to begin this journey with you. Complete your Pre-Qualification form by creating an user ID and password.
Disclaimer: All lines of credit and loans are subject to credit approval. All products and services are subject to approval. All FBTM loan officers are authorized to conduct business in the states in which they work. Check your Mortgage Loan Officer's status and history by clicking www.nmlsconsumeraccess.org